There is a lot that goes into managing cities and towns across the country. The public services municipal workers provide help keep our communities safe and clean. They’ve even worked overtime to help our families live comfortable lives. Allow us to be the ones to help take care of municipal workers and their families when they need it most.
A Look Into Our Practice
- Life Insurance
- Disability Insurance
- Long-Term Care Insurance
- Medicare Plans
- Medical Insurance
- College Funding Plans
- Retirement Saving Plans
- Retirement Income Plans
*Investments are offered through NYLIFE Securities LLC
About Our Products
Life insurance is an effective way to help protect your family's lifestyle and future. Plus the cash value in a whole life insurance policy can be accessed via policy loans to help you supplement your retirement income when your protection needs decrease.* This cash value can also be accessed for other major life events and can play an important part in business succession or charitable giving plans.*
Long-Term Care Insurance:
Going through life may require a little help along the way. So if you're planning ahead, long-term care insurance may help protect you or a family member's future plans and help preserve the assets you've worked so hard to build.
Preparing for retirement is easier with the help of the guaranteed^ lifetime income annuity products. You can select an immediate annuity that pays income right away, or a tax-deferred fixed annuity that allows you to set aside money until you need it1. Either way, you will be assured a steady, dependable source of income for life.
We have established relationships with other carriers, and can supply you with information on disability income insurance as well as individual and group health insurance products. If we don't offer it, chances are we can assist you.
To learn more about the products and services we offer, please feel free to give us a call or request a free consultation. We'll be happy to answer all your questions.
*Policy loans will accrue interest. Any outstanding loans plus interest will reduce the cash value and death benefit of the policy.
^Guarantees are backed by the claims-paying ability of the issuer.
1Early withdrawals may incur charges. In addition to paying income taxes that may be due, distributions from annuities before age 59 1/2 may also be subject to a 10% federal tax penalty.
Our ProcessWe think of ourselves as a trusted resource: professionals who will see you through life's most difficult moments and help you prepare for the opportunities ahead. We take a measured, thoughtful approach—one that is grounded in reality and gives you the best chance of meeting your financial goals and objectives.
Since everyone's financial situation is different, it's important for us to learn as much about you as possible. What are your biggest goals or financial concerns? Where would you like to be 10-20 years down the road? What financial resources do you already have in place? The more we know about you, the more helpful and accurate our recommendations will be.
After getting to know you, we'll work together to prioritize your goals and break them down into specific, measurable objectives. That way it's easier to see how even the most challenging tasks—like paying off your mortgage or retiring early—can actually be accomplished.
Now comes the fun part. We'll identify insurance and financial products that can help meet the specific objectives outlined above. If you like, we'll even consult with your tax, and legal advisors to make sure all our efforts are coordinated.
An orphan, immigrant, college grad, mother, professional woman, mentor, and now CEO of Bolton Financial. One can argue that she has come a long way! Each stage of her journey has brought her to levels she truly enjoys, and she has loved every minute of it. Each milestone has taught her crucial lessons she would need for the next journey.
On the other hand, she wouldn’t have had the opportunity and the privilege without the help of family, friends, and complete strangers who have helped her along the way. Therefore, you better believe it when she says she love every minute of working with people because she is immensely grateful.
Her high school days were a bit of a cultural shocked. She said and did all the wrong things as you can imagine any immigrant will do. She would say things like potato couch instead of couch potato. Her fashion resembles that of the coat of many colors. Through it all she graduated and was voted the most likely to succeed in high school. With a diploma and two degrees from college behind her she embraced corporate America fearlessly. She was recognized for the employee of the month many times more than she can remember. She is supported by a winning team representing both east and west coasts with marketing strategies which helped increased her clients bottom-line.
When Araba is not working you can see her volunteering with her children in the community. Araba has been recognized in the community for her volunteer work with the Alzheimers Association walk, Mary’s Walk in Windsor for grieving children. She also collaborates with Hartford Public schools and YMCA Head Start Meriden to issued hundreds of Child ID(s) to students and their parents for their safe return in case the child is gone missing. She made monetary donation to various charitable organization because she believes strongly in charity.
Araba has embraced the insurance industry with the vengeance and passion necessary to serve her true purpose in life, which is helping people navigate the financial world with ease and simplicity.
Advanced Planning Group
New York Life’s Advanced Planning Group is a team of more than 30 professionals with specialized training in law, taxation, accounting, business, insurance, finance, and philanthropic planning. Your New York Life financial professional can bring us together with you and your advisors—by phone, face-to-face or virtually—from anywhere in the country.Learn More
Your ResourcesWelcome to our research center! We've put together a library of information on important financial topics that we believe you'll find helpful.
Make the most of your social security benefits
Guidance on when to claim benefits based on your personal needs.
A host of financial tools to assist you.
Planning for Retirement
Are you planning for retirement and concerned about your savings? New York Life can help you identify insurance solutions, investments, and strategies to make your savings last.
Timely newsletters to help you stay current.
Financial terms from A to Z.
These engaging, short animations focus on a variety of financial topics and illustrate key financial concepts.
Bolton Financial, LLC
100 Northfield Drive, Suite 200
Windsor, CT 06095
E-mail address: email@example.com